Pet insurance

[lilbitotrouble]

Went to the pet store today and on my way out saw a sign advertising pet insurance to help cover cost of vet bills...do any of you have this? Know anything about this? Is it worth checking out?

[dogsbydoug]

We researched it for our dogs...to us it wasn't worth it. You pay and pay every month and alot of the problems end up not being covered...plus, you have to prove a problem wasnt caused by a supposed pre-existing condition. PLUS, since rotties are prone to certain problems, you pay alot more...

We have a credit card specifically for emergencies - keep it in an envelope taped to the inside of the dog record file box...

Easier to have a separate account for vet care or a card set aside...at least for us.

[lilbitotrouble]

Thanks. Like most insurance; what it could really help with it doesn't cover and what it covers you can handle on your own. I hate insurance companies. They seem to dictate to much of the how and why we do things. The theory of pet insurance seems like such a good idea...oh, well!

[trish603a]

when we purchased our dog zoey and registered her with AKC, they offered us a sixty day trial of their pet insurance. I am sure if you go to their website they will have some info about it. it wasn't crazy expensive, i think like 230 a year? it actually covered a lot of things that i didn't think they would. might be worth at least checking into different companies and seeing what they offer/cover.

[kerry grant]

I have Bailey insured and it costs me around £14.00 per month, some companies wanted 3x that amount so the best thing to do is shop around.I learnt a valuable lesson i had no insurance on my cat and he was hit by a car and i ended up with a £1500 vet bill which wasnt easy to find.

[JemarsSerena]

I work for home Depot and they offer it to thier employees. I pay $12.00 a check. While I will not use it for the most part I want to have it in case of an accident. It does include a separate cancer policy. I've had to put a dog down because I could not afford surgery for a repairable injury. I don't want to ever have to go through that again.

[lilbitotrouble]

Thanks Kerri, JemarsSerena; I'll look into this a little closer before I give the idea up. When my late great Boss got cancer, I sold the truck to pay the vet bills. I don't regret that; he was worth every truck that ever rolled out of Detroit, but I'd hate to think what might have happened if....well, anyway; thanks again; I'm going to look into this insurance thing, if I can find something that offers decent coverage (and a cancer policy) for ~2-300 a year, I think I'll go in...of course, with insurance, I guess you have to watch the fine print!

[buckeye96]

We got VPI full coverage which runs us $330 a year. It has more than paid for itself.